Apply For Student Loan Forgiveness 2024 Eligibility. Individuals who make less than $125,000 per year, or married couples who make less than $250,000 per year, are. (this amount of time is called your repayment term.) if you.

Learn how to get out of default and access benefits such as lower payments, loan forgiveness, and credit improvement. If you borrowed $12,000 or less, you’ll receive loan forgiveness after making the equivalent of 10 years of payments.